J&K Bank Recruitment 2026: 1,397 Clerk and PO Posts, Apply 7 to 26 Nov

J&K Bank Recruitment 2026 has 1,397 posts open, and the form runs from 7 November to 26 November 2026. Jammu and Kashmir Bank put out four detailed notifications on 7 November 2026, two for Banking Associate (Clerk) and two for Probationary Officer (PO), one pair for the Union Territory of Jammu and Kashmir and one pair for the Union Territory of Ladakh. Applications go through the bank's own portal at jkb.bank.in, and IBPS will conduct the online examinations.

The split is 1,054 Clerk posts and 343 PO posts. Jammu and Kashmir gets 1,033 Clerk and 323 PO posts, Ladakh gets 21 Clerk and 20 PO posts. You can only apply under the notification for the territory where you hold domicile, so a Jammu and Kashmir domicile cannot apply against a Ladakh post, and the other way round.

J&K Bank Recruitment 2026 at a glance

Four notifications, and the territory rule decides which one is yours

This is not one notification with two posts. The bank published four separate detailed notifications, and each one stands on its own. The Jammu and Kashmir pair carries the numbers JKB/HR/Rectt/2026-492 for PO and JKB/HR/Rectt/2026-493 for Clerk, both dated 7 November 2026. The Ladakh pair covers the same two posts for Ladakh domiciles.

The domicile rule is the first thing to get right, because it decides which form you can even open. The Jammu and Kashmir notifications say only domiciles of the Union Territory of Jammu and Kashmir are eligible, and the Ladakh notifications say the same for Ladakh. You will need a valid domicile certificate from the competent authority, and the bank checks it before appointment, so do not count on a certificate that is still in process.

The age limit is 20 to 30 years as on 1 January 2026 in all four notifications. That means you must have been born not earlier than 1 January 1996 and not later than 1 January 2006. Relaxation applies under the rules of the respective Union Territory, and the Ladakh notifications add one more thing: a one-time additional relaxation of five years in the upper age limit for the recruitment years 2025 and 2026, under General Administration Department Order No. 280-LA(GAD) of 2025 dated 30 June 2025.

Graduation in any discipline is the qualification for both posts, and you must hold the degree or a valid mark sheet proving it by 26 November 2026, the last date of registration. The form asks you to enter your graduation percentage, and if your university awarded CGPA or OGPA, you convert it to a percentage under your university's rules.

What the two posts pay, and what they ask back

The Clerk post starts at a basic pay of Rs 24,050 a month in the scale of Rs 24,050 to Rs 64,480, with other perks that apply to the Banking Associate cadre. The PO post starts at a basic pay of Rs 48,480 a month in the scale of Rs 48,480 to Rs 85,920, as a Junior Management Grade Scale-I officer. Both figures are the starting basic pay, so the amount in hand runs higher, because allowances sit on top of basic pay.

The part candidates usually read last is the part that matters most once you are selected. A Clerk joins on six months of probation, which the bank can extend by up to three months if the work and conduct do not measure up, and the bank can end the service of a candidate who still does not improve in the extended period. At joining, a Clerk signs a bond of Rs 1 lakh to serve for at least six months.

A PO stays on probation for two years, and confirmation depends on satisfactory performance plus an evaluation examination that you must pass with 40 percent if you are a general category candidate or 35 percent if you are from a reserved category. The PO bond is Rs 2 lakh for a minimum of two years of service. Both posts give you 45 days to join.

Then there is the posting rule. Selected candidates must stay in the branch or office of the zone first allotted to them for at least five years, and the bank allows no transfer outside that zone before the five years are complete, on any ground. If you were counting on a transfer back home soon after joining, this recruitment does not work that way.

The Clerk exam is one paper. The PO exam runs in three stages.

The Clerk selection is a single online examination of 100 questions for 100 marks in 60 minutes. English Language has 30 questions for 30 marks. Quantitative Aptitude has 35 questions for 30 marks, and Reasoning Ability has 35 questions for 40 marks. Each section gets 20 minutes, separately timed.

You must clear the sectional cut offs that IBPS fixes with the bank, and selection rests on the aggregate score. A wrong answer costs one fourth of the marks assigned to that question, while a blank answer costs nothing. If two candidates tie, the older one ranks first, and the bank keeps a reserve list of up to half the vacancies, valid for one year.

The PO route is longer. Prelims follow the same shape as the Clerk paper, 100 questions for 100 marks in 60 minutes across the same three sections, but you also need 40 percent aggregate if you are a general category candidate or 35 percent if you are from a reserved category. Prelims shortlist candidates for Mains at ten times the vacancies in each category.

Mains has an objective test of 170 questions for 200 marks in 160 minutes, plus a descriptive paper of two questions for 25 marks in 30 minutes. The objective test covers Reasoning (40 questions, 60 marks, 45 minutes), General, Economy and Banking Awareness including digital and financial awareness and RBI circulars (50 questions, 60 marks, 35 minutes), English Language (40 questions, 20 marks, 35 minutes) and Data Analysis and Interpretation (40 questions, 60 marks, 45 minutes). The descriptive paper asks for an essay and a comprehension passage on economic and social issues, banking and technology, current events, or ethics. The same one fourth negative marking applies to the objective tests.

The interview carries 100 marks, with 40 percent to qualify for general category candidates and 35 percent for reserved category candidates. For Mains, you must clear a minimum score in each test and a minimum total score to reach the interview shortlist. Prelims marks do not count toward the final merit list; only Mains and interview do. Only Mains marks count for shortlisting to interview, at three times the vacancies in each category, and the final merit list uses 80 percent weight for Mains and 20 percent for the interview.

How to apply on jkb.bank.in

Go to jkb.bank.in and open the Careers section. Pick the notification that matches your post and your territory, then follow the apply link to the IBPS registration portal. Fill the form, upload the documents the notification asks for, and pay the fee online between 7 and 26 November 2026. Registration counts as complete only after the fee payment goes through, so do not stop at the form preview.

Keep four files ready before you start: your photograph and signature, plus your left thumb impression and handwritten declaration, all in the size and format the notification specifies. The bank has used the same set of uploads in its earlier drives, and a file that is too large or in the wrong format is the most common reason a form stalls at the last step. The exam photo resizer on this site can shrink your photo and signature to the size the form asks for, and the handwritten declaration resizer does the same for the declaration page.

The fee is Rs 600 or Rs 800 for Clerk and Rs 1,000 or Rs 1,200 for PO, plus GST, depending on your category. Note one difference between the two posts: the lower Clerk fee covers ex-servicemen, while the lower PO fee does not list them. Pay from the category you actually belong to, and keep the payment receipt with your registration number. Bank fees vary by drive: the Bank of Baroda WMS recruitment, which is also open this month, charges Rs 850 for UR, EWS and OBC candidates and Rs 175 for SC, ST, PwD, ex-servicemen and women candidates.

If you hold the right domicile and a graduation degree, you can apply today, and 26 November is the last day to submit the form. This is a large drive, and it is also a narrow one: 1,397 posts, a twenty day window, and only two territories can apply. Graduates weighing more than one bank opening can also look at the Indian Bank Apprentice recruitment, which has 1,500 seats across states and UTs and runs from 5 to 25 November 2026.

What is still not announced

The notifications do not give exam dates for either post. The admit card and exam schedule will come later, along with the result dates, through the Careers section of jkb.bank.in. That page is the one to watch rather than any job alert site.

Sources & verification: Jammu and Kashmir Bank, four detailed notifications dated 7 November 2026 (Jammu and Kashmir PO JKB/HR/Rectt/2026-492, Jammu and Kashmir Clerk JKB/HR/Rectt/2026-493, plus the two Ladakh notifications), read from jkb.bank.in on 7 November 2026. Apply only through jkb.bank.in.